Prosper Credit Pte. Ltd.
Licensed No. 95/2020

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Leading Licensed Money Lender in Singapore

Get fast cash loan anytime, anywhere!

Personal Loan

Get up to 6 times your monthly salary.

Loanable Amount:

$ 5000 – $ 50,000

Interest Rate:

3.99% per term

Payable Within:

Up to 3 months

Approval Period:

30 minutes

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Payday Loan

For your short-term. Everyday is your payday!

Loanable Amount:

$ 500 – $ 15,000

Interest Rate:

0.98 per term

Payable Within:

4, 8, 12 Weeks

Approval Period:

30 minutes

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Business Loan

We can help you grow quicker! Get a business loan with us.

Loanable Amount:

$ 10,000 – $ 300,000

Interest Rate:

3.99% per term

Payable Within:

6, 12, 18 Months

Approval Period:

7 business days

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Why Choose Us?

Prosper Credit Pte. Ltd. is a licensed and legal moneylender in Singapore, licensed with the Ministry of Law.

Every case that goes through us, are taken seriously by understanding all the needs. Based on individuals needs, we will provide the most suitable loan package to you. Whether it is personal loan, debt consolidation loan, payday loan or renovation loan, we got the right loan covered for you!

01

Submit Application

Submit your loan application online at your own convenience! Our online loan application makes it simple and easy to apply with the required documents. 

02

Get Approval

Our loan officers will process your application and approval is almost instantaneous. Once application is successful, we will schedule an appointment.

03

Collect Cash

Bring along the necessary documents and visit our branch to get your money immediately via cash or cheque. There’s no need for queueing or waiting needed!

Types of Loans Available

01

Personal Loan

Whether it is for a medical emergency or other matters, we’ve got you covered. Get up to 6 times your monthly salary. Our fast approval and guaranteed cash release within 30 minutes will get you out of any tight spot immediately.

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02

Renovation Loan

With the keys to your new house, renovation surely top the to-do list. Whether you want to add new flooring, change the layout or repaint the entire house, the choice is yours with our flexible loan.

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03

Business Loan

Prosper Credit has your back when it comes to growing your business. From new business venture to restocking new inventory, we can help you grow quicker! Simply get a business loan with us.

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04

Payday Loan

A payday loan can help you tide over until your next salary comes. Use it for your short-term needs such as bills and emergency. We offer the lowest interest rates in Singapore, so you won’t have to worry about unreasonable repayment cycles.

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05

Vacation Loan

Everyone deserves a break, but people often delay their plans because of cash. That’s where vacation loans are handful to give you that extra push, by letting you go on a vacation first and then keep paying for it later.

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06

Foreigner Loan

It may not be easy for expatriates to get a loan from local banks. Hence, we have made it especially easy to borrow from us, it is a simple process that is not restrictive or demanding.

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Am I Eligible?

As long as you fulfil these requirements, you can get a loan with us!

What is the minimum age borrowers must be?

Borrowers must be at least 18 years of age.

Any salary requirements?

Singaporeans earning an minimum of $1500 per month and Foreigners earning a minimum of $2000 per month.

Is there a minimum length at current job required?

No, but length of employment does affect the risk assessment.

What types of ID are accepted?

National ID Card (NRIC), Permanent Resident (PR), S Pass, Employment Pass (EP) and Work Permit (on a case by case basis).

For business loans, how long should we be registered for prior to taking a loan?

For business loans, the business must have been registered for at least two years prior to the issuance of a loan.

What documents are required to borrow?

Singaporeans

  1. National ID Card (NRIC)
  2. Proof of residency: Any official mail received at the borrower’s residence
  3. Latest pay slip or other proof of income
  4. Latest bank statement of the account where pay is deposited (borrowers may log into iBanking at our office)
  5. Borrowers must know their Singpass login details to access their CPF, HDB or IRAS statements*

*As a prerequisite of applying for a loan, borrowers will need to login with their Singpass to CPF/HDB/IRAS for verification purposes. However, they are not to give any moneylender their Singpass password.

Foreigners

  1. S Pass, Employment Pass (EP) or Work Permit (WP)
  2. Passport
  3. Employment contract
  4. Most recent three months of pay slips
  5. Tenancy agreement
  6. Proof of residency: Any official mail received at the borrowers residence
  7. Most recent three months of bank statements for the account where pay is credited

Businesses

  1. ACRA Business Profile
  2. P&L Statement
  3. ACRA Income Tax Reporting Summary
  4. Proof of incoming funds
  5. Most recent six months of business bank statement

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PROSPER CREDIT PTE. LTD.
License No. 95/2020

We are one of Singapore’s most dependable legal licensed money lender. With a portfolio to prove, we provide a wide variety of cash loan solutions for every individual that needs cash urgently with the easiest and flexible repayments possible.
 
You are not limited by your credit score, we make it a point to help every individual who is in urgent need of money. We believe that everyone deserve help, even those with bad financial history can receive financing help to resolve their needs quickly.