Leading Licensed Money Lender in Singapore
Get fast cash loan anytime, anywhere!
Why Choose Us?
Prosper Credit Pte. Ltd. is a licensed and legal moneylender in Singapore, licensed with the Ministry of Law.
Every case that goes through us, are taken seriously by understanding all the needs. Based on individuals needs, we will provide the most suitable loan package to you. Whether it is personal loan, debt consolidation loan, payday loan or renovation loan, we got the right loan covered for you!
Submit your loan application online at your own convenience! Our online loan application makes it simple and easy to apply with the required documents.
Our loan officers will process your application and approval is almost instantaneous. Once application is successful, we will schedule an appointment.
Bring along the necessary documents and visit our branch to get your money immediately via cash or cheque. There’s no need for queueing or waiting needed!
Whether it is for a medical emergency or other matters, we’ve got you covered. Get up to 6 times your monthly salary. Our fast approval and guaranteed cash release within 30 minutes will get you out of any tight spot immediately.Learn More
With the keys to your new house, renovation surely top the to-do list. Whether you want to add new flooring, change the layout or repaint the entire house, the choice is yours with our flexible loan.Learn More
Prosper Credit has your back when it comes to growing your business. From new business venture to restocking new inventory, we can help you grow quicker! Simply get a business loan with us.Learn More
A payday loan can help you tide over until your next salary comes. Use it for your short-term needs such as bills and emergency. We offer the lowest interest rates in Singapore, so you won’t have to worry about unreasonable repayment cycles.Learn More
Everyone deserves a break, but people often delay their plans because of cash. That’s where vacation loans are handful to give you that extra push, by letting you go on a vacation first and then keep paying for it later.Learn More
It may not be easy for expatriates to get a loan from local banks. Hence, we have made it especially easy to borrow from us, it is a simple process that is not restrictive or demanding.Learn More
Am I Eligible?
As long as you fulfil these requirements, you can get a loan with us!
Borrowers must be at least 18 years of age.
Singaporeans earning an minimum of $1500 per month and Foreigners earning a minimum of $2000 per month.
No, but length of employment does affect the risk assessment.
National ID Card (NRIC), Permanent Resident (PR), S Pass, Employment Pass (EP) and Work Permit (on a case by case basis).
For business loans, the business must have been registered for at least two years prior to the issuance of a loan.
- National ID Card (NRIC)
- Proof of residency: Any official mail received at the borrower’s residence
- Latest pay slip or other proof of income
- Latest bank statement of the account where pay is deposited (borrowers may log into iBanking at our office)
- Borrowers must know their Singpass login details to access their CPF, HDB or IRAS statements*
*As a prerequisite of applying for a loan, borrowers will need to login with their Singpass to CPF/HDB/IRAS for verification purposes. However, they are not to give any moneylender their Singpass password.
- S Pass, Employment Pass (EP) or Work Permit (WP)
- Employment contract
- Most recent three months of pay slips
- Tenancy agreement
- Proof of residency: Any official mail received at the borrowers residence
- Most recent three months of bank statements for the account where pay is credited
- ACRA Business Profile
- P&L Statement
- ACRA Income Tax Reporting Summary
- Proof of incoming funds
- Most recent six months of business bank statement