FAQ

MANAGE YOUR FINANCES

A cash loan is not a permanent solution to your financial problems. Prosper Credit can only offer you short-term solutions that temporary solves your issues. If you are having trouble managing your finances, we suggest you to engage in proper financial planning to make sure you do not become debt-ridden.

ONLY BORROW WITHIN YOUR MEANS OF PAYING

We suggest only to borrow what you need, and be able to pay within the repayment schedule. Our loan officers will help you work out a repayment plan that is manageable. Failing to pay on time might result in a decline in your credit score rating. 

BORROW ONLY FROM LICENSED MONEYLENDER

There have been an increasing amount of Loan Sharks impersonating as Licensed Money Lenders. We advise you to exercise caution when dealing with unfamiliar sources of loan. If you are unsure, you can check with the Ministry of Law’s List of Licensed Moneylenders in Singapore to ensure you are dealing with a licensed moneylender.

HOW DO I APPLY FOR A LOAN?

For the fastest result, you can submit an application online with all the relevant documents. You may also drop us an email at info@prospercredit-sg.com.

Submit Online
WHAT ARE THE DOCUMENTS I NEED?

For Singaporean or Permanent Resident:

  1. NRIC
  2. Proof of Income (Notice of Assessment or CPF Statement)
  3. Valid proof of residency

For Foreigners:

  1. Valid Work Permit or Employment Pass
  2. Latest 3 Months Income Statement (Payslips)
  3. Valid proof of residency
HOW MUCH CASH CAN I LOAN?

You can apply for any amount for secured loans.

With unsecured loans, you can apply up to:

For Singapore Citizen or Permanent Resident (PR):

  • Up to $3,000, if your annual income is less than $20,000;
  • Up to 6 times your monthly income, if your annual income is $20,000 and above.

For Foreigners:

  • Up to $500, if your annual income is less than $10,000;
  • Up to $3,000, if your annual income is at least $10,000, but less than $20,000;
  • Up to 6 times your monthly income, if your annual income is $20,000 and above.

Still have a question?

Our loan consultant is happy to answer your enquiries.

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